HonestLoans Review – The Top Loan Broker for US Borrowers

Written by Editor N4GM

Payday loans are growing in popularity in recent years as more and more Americans find themselves without any fallback funds for unexpected expenses that may arise.

This is caused mainly due to the rising cost of living and little or no increase in income. This is where a payday loan can come into play which is widely used to tackle sudden expenses before the next payday.

HonestLoans is a payday loan broker that can be used to secure a loan quickly from reliable partner lenders to pay an emergency medical bill or car repair expense. When you need to take care of an urgent expense, find your payday loans at HonestLoans.

What Is HonestLoans?

HonestLoans Review

When looking for a payday loan, HonestLoans easily catches your eye for an easy online payday loan application along with quick payouts.

The loan application process through the platform is like a breeze, takes only 5 minutes and your loan application gets submitted. The lenders on the finance panel do not really focus on the credit score of the borrower, but also determine the viability of a loan request.

HonestLoans can be used to apply for a payday loan up to $5000 even when you hold a bad credit score. It is a well-reputed and established loan matching service linked to 80+ trusted lenders to ensure you get a quick payday loan at a competitive rate.

Loans on HonestLoans

HonestLoans offer different types of loan to borrowers based on their requirement and loan repayment capability. We have listed the types of loans you can find on the platform below.

1. Small Payday Loans

This is the most popular option borrowers seek. A quick payday cash advance to deal with urgent expenses. This loan is typically repaid back in a few weeks and is relatively easy to get. HonestLoans can help you get a payday loan easily through their streamlined loan application process.

2. Same-Day Loans

Same-day loans are payday loans approved on the same day as the application is submitted. HonestLoans is popular to offer same-day loans. This comes with lenient criteria for eligibility and requires no collateral. A same payday loan is a good option to get hold of fast cash when you need to cover an urgent expense.

3. Loans for Bad Credit

Loans for Bad Credit

HonestLoans is a platform that even encourages borrowers with bad credit scores to apply for a payday loan. The partner lenders do not discriminate the loan applications based on credit scores. To know more about bad credit loans, you can view online.

4. Online Installment Loans

An online installment loan is a type of loan that is repaid back in installments over a period. HonestLoans offer installment loans to borrowers who are not financially capable of repaying a cash loan at a go. The payments are divided over a longer term which makes it easier to repay the loan without putting a strain on your finances.

What Makes HonestLoans Different?

What Makes HonestLoans Different

Though there are many payday loan brokers available online, borrowers may question why should they choose HonestLoans and what makes it different. Well, there is not just one but several factors that make HonestLoans a much superior payday loan broker than others. We have mentioned a handful of them below.

1. 80+ Trusted Lenders

The platform is associated with multiple lenders, which gives borrowers the opportunity to connect to many of them at once increasing their loan approval chances.

2. Friendly for All

The lenders associated with HonestLoans are all credit inclusive. They consider all applications from borrowers of all types of employment and financial status.

3. No Hidden Fees

The best part of using HonestLoans is despite offering so many premium-level services, they do not charge any fees from the borrowers. You just have to repay back the loan amount along with the agreed-upon fees for the loan to the lender.

4. Protection of Privacy

HonestLoans uses multi-layer encryption to secure your personal data. They function under full compliance with privacy regulations. Hence, when sharing your personal data on their platform, do not worry as it is safe and discreet to use.

5. Bad Credit Accepted

HonestLoans has been designed, keeping in mind bad credit borrowers. This means their lenders are happy to offer you a bad credit loan if you can produce documents that suggest that you can repay the loan back timely.

How to Be Qualified for Loans on HonestLoans?

When applying for any loan, the financial institution requires you to pass their eligibility criteria, which can be stringent. If you hold a bad credit score, you cannot apply for a loan in many institutes. This is not the case with a payday loan when you apply it via HonestLoans. The eligibility criteria are lenient, as described below.

  • You must be at least 18 years of age or above.
  • You should be a U.S. resident.
  • You have to provide personal information such as an address and phone number and employment status with supporting documents attached.
  • You need an active bank account.
  • You must have a steady source of income.


Does HonestLoans offer bad credit payday loans?

Yes, HonestLoans was designed, keeping in mind bad credit borrowers. Hence, the lenders they have associated with are such that they do not really consider just the credit score to make the decision but focus on the borrower’s loan repayment capacity.

Will HonestLoans Charge Extra Fees?

No, HonestLoans offer completely free services to its users. You will only be charged the fee associated with the payday loan by the lender that both of you have agreed upon while signing the loan agreement.

How soon can I get a payday loan using HonestLoans?

HonestLoans is known for offering same-day loans to borrowers. The application for a loan takes 5 minutes and you will get offers from lenders instantly. Once you approve the loan offer, you can get the amount in your account the same day or maximum within 24 hours.

Are the lenders associated with HonestLoans reliable?

The partner lenders of HonestLoans are established businesses that hold years of experience in the field. The lenders and highly reliable, regulated, and licensed. They offer fair deals to the borrowers and also do not discriminate based on the borrower’s credit score.

To Wrap Up

HonestLoans has been around for some time now and has been tried and tested by many borrowers who have raved about their experience with the platform. Their focus on offering bad credit loans along with offering a streamlined loan application process is impressive.

On top of that, loan disbursement in a day sounds unreal but is true. If you are seeking a quick payday loan, look no further as HonestLoans can help you get the best loan deal.

About the author

Editor N4GM

He is the Chief Editor of n4gm. His passion is SEO, Online Marketing, and blogging. Sachin Sharma has been the lead Tech, Entertainment, and general news writer at N4GM since 2019. His passion for helping people in all aspects of online technicality flows the expert industry coverage he provides. In addition to writing for Technical issues, Sachin also provides content on Entertainment, Celebs, Healthcare and Travel etc... in n4gm.com.

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